We are Annuity & Life Insurance specialists servicing the West Coast & the greater US, representing AIG, ING, Allianz, Met-Life, Equi-Trust, and Old Mutual: the select few. An annuity purchase can be confusing. Before you purchase an annuity, speak with us, weigh all your options & let us help you understand the best annuity for your specific needs & goals!

Fixed annuities offer important benefits:
• Safety of principal: With a fixed annuity, your contract includes guarantees that help protect against loss.
• Interest rate guarantees: For fixed and fixed index annuities, there are contractual guarantees that interest will never fall below a minimum guaranteed rate.
• Guaranteed retirement income: When the deferral period specified in your contract is fulfilled, you have the option to start taking annuity payments, including options guaranteed to continue for your lifetime, freeing you from the risk of outliving your income.
• Tax-deferred accumulation: You pay no ordinary income taxes on any contract gains until you withdraw your funds. Over time, tax-deferred accumulation can have a positive impact on your retirement reserves.
• Death benefit protection: In the event you die before you begin taking annuity payments, the proceeds of your annuity will go to the beneficiary/beneficiaries you have named. You may also choose annuity payments with a guaranteed period for a death benefit to be paid.